What can affect pricing
The product, amount, duration, risk profile, credit history, cash flow, security, market conditions, and jurisdiction may influence pricing.
Rates and fees
How pricing works
Pricing is product- and applicant-specific. We do not publish a universal rate because the final cost depends on the approved structure and applicable requirements.
Interest and fees
An offer should identify the applicable rate or financing charge and any relevant origination, administration, late, early-repayment, or other fees.
Compare total cost
Look beyond the periodic payment. Review the total amount repayable, payment frequency, term, variable-rate exposure, and consequences of late or missed payments.
Before accepting
Ask questions about anything unclear and retain the final agreement and disclosures. The written offer—not an estimate or website example—sets the binding pricing.
Ready for the next step?