Funding structure
A personal facility is offered with a defined amount and repayment schedule if approved.
All loan products
Loan product
Personal loans
Personal financing options for qualified borrowers with a straightforward review process.
Overview
Designed around a clear funding purpose.
A personal loan may provide a defined amount for a planned personal expense, subject to affordability and qualification review.
Planned major expenses
Home-related projects
Education or professional needs
Other eligible personal purposes
Key terms
What to expect during review.
These are general product characteristics, not an offer. Your final terms are provided only after review.
Repayment
Timing and duration depend on affordability, requested amount, and the final agreement.
Cost
Rates and fees are based on the applicant and disclosed before acceptance.
Eligibility
Information commonly considered.
Eligibility depends on the applicant, purpose, documentation, underwriting, and jurisdiction. Meeting these general factors does not guarantee approval.
Review factors
- Legal age and identity requirements in the applicant’s jurisdiction
- Verifiable income or ability to repay
- Residential and contact information
- A satisfactory review of credit profile and existing obligations
Next step
Discuss your personal loans needs.
Share a few details with Tompkins & Trust LLC to begin a no-obligation review of possible options.